Economy

The United States holds more gold than the next two countries combined. Italy and France both hold more than China, the IMF ranks third overall, and virtually none of it has ever been independently audited.

The tips and overtime deductions are real and capped at $25,000 and $12,500. Because withholding tables never changed, workers got the money back as a refund — from an IRS with 27% fewer staff.

Cerulli now projects $124 trillion transferring through 2048. Most of it originates in a tiny share of households, and the data on what heirs do with it looks nothing like the crypto-exodus narrative.